Dianne Lynch, CFP, ChFC, APMA, AWMA, CRPS, CRPC, is a financial advisor and vice president with Ameriprise Financial Services, LLC, in San Jose, CA. She specializes in fee-based financial planning and asset management strategies and has been in practice for 43 years. Ms Lynch can be reached at www.ameripriseadvisors.com/dianne.lynch/, 408-963-2303, and 225 W. Santa Clara St. Ste. 1600, San Jose, CA 95113.
No one likes to watch their investments lose money, but downward market volatility can feel particularly scary for people who plan to retire in the near future. Their anxiety is understandable. They’ve spent their careers building their nest eggs and now—at a time when they plan to give up their income-producing jobs—they face the prospect of living off less money than they had envisioned.
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